As of July 2025, the Ministry of Social Development (MSD) has reaffirmed the enhanced Accommodation Supplement NZ 2025 payments, with eligible individuals and families now receiving up to $305 per week. This targeted support aims to reduce the pressure of escalating housing costs across New Zealand.
The Accommodation Supplement is a non-taxable payment designed to help people with their rent, board, or mortgage costs. It’s available to both individuals and families who meet the income and asset criteria set by MSD. The updated rates reflect the government’s ongoing response to the housing affordability crisis.
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Who Can Access the Weekly Amount in 2025?
Eligibility for the Accommodation Supplement NZ 2025 depends on several factors, including income level, asset value, household size, and living situation. You don’t need to be receiving a benefit to qualify. However, you must be:
- A New Zealand citizen or permanent resident
- Aged 16 or older
- Living in qualifying accommodation not owned by you or your partner
Applicants must also meet the income and cash asset limits specific to their region. MSD adjusts these thresholds annually, and the July 2025 figures reflect inflation and regional housing costs.
Accommodation Supplement NZ 2025: Weekly Amount Breakdown
The maximum weekly amount available has increased to align with current market realities. The payment varies based on your residential zone and living arrangements. Below is a general breakdown:
Zone Category |
Single (Shared) |
Single (Living Alone) |
Couple |
Family with Children |
|---|---|---|---|---|
Zone 1 |
$170 |
$205 |
$245 |
$305 |
Zone 2 |
$155 |
$190 |
$230 |
$285 |
Zone 3 |
$135 |
$170 |
$205 |
$260 |
Zone 4 |
$110 |
$140 |
$175 |
$230 |
Your actual entitlement may be less, depending on how much of your rent or mortgage cost exceeds the entry threshold for your region.
How to Apply for the Accommodation Supplement in July 2025
Applying for the Accommodation Supplement NZ 2025 is straightforward. You can complete the process through MyMSD or by visiting your nearest Work and Income office. Applicants should prepare to provide:
- Proof of income and bank statements
- Tenancy agreement or mortgage documents
- Identification and proof of address
Processing times can vary, but most applications are reviewed within 5–10 working days. It’s crucial to keep all documents up to date to avoid delays.
Why MSD Increased the Supplement in 2025
MSD reviewed the supplement due to sharp increases in rental prices and the growing number of households experiencing housing stress. The enhanced weekly amount aims to improve living standards, especially in high-cost urban areas like Auckland, Wellington, and Christchurch.
The adjustment also reflects a broader government strategy to tackle cost-of-living pressures and offer more responsive financial support tailored to regional needs.
Key Takeaways on the Accommodation Supplement NZ 2025
- Up to $305 weekly support confirmed from July 2025
- Payment varies by zone and household situation
- Not restricted to benefit recipients
- Apply through MyMSD with required documentation
- Designed to ease housing costs in a tough economic climate
FAQ
Who qualifies for the Accommodation Supplement NZ 2025?
You may qualify if you’re aged 16 or older, a legal resident, and meet income and asset thresholds set by MSD.
Can I get the supplement if I’m not on a benefit?
Yes, the supplement is available even if you’re not receiving any other benefit, provided you meet the criteria.
How is the weekly amount calculated?
MSD calculates the amount based on your region, income, rent or mortgage payments, and household composition.
Is the Accommodation Supplement taxed?
No, the payment is non-taxable.
What should I do if my circumstances change?
You must inform MSD immediately to ensure your payment stays accurate and to avoid any overpayments.
