The Singapore SkillsFuture Credit Top-Up 2026 is a government-led initiative aimed at equipping the workforce with future-ready skills. As part of the national push to foster lifelong learning and adaptability, this top-up injects additional credits into eligible Singaporeans’ SkillsFuture accounts. These funds can be used to enroll in approved courses that align with industry demands, particularly in high-growth sectors like digital technology, healthcare, and green energy.
This move comes at a critical time when industries are rapidly evolving, and job roles are being reshaped by automation, AI, and sustainability efforts. The top-up empowers individuals not only to stay relevant but to get ahead in their careers.
Table of Contents
How Much Is the New Credit Top-Up in 2026?
For 2026, the Singapore government has announced that each eligible Singaporean aged 25 and above will receive a one-time SkillsFuture credit top-up of SGD 1,000. This is in addition to any previously allocated SkillsFuture credits that remain unused. Those aged 40 and above may receive an extra top-up, targeting mid-career workers who are more likely to require reskilling.
Here’s a breakdown of the credit top-up:
Age Group |
Credit Amount |
Additional Notes |
|---|---|---|
25 and above |
SGD 1,000 |
One-time top-up available from Jan 1, 2026 |
40 and above |
Extra SGD 500 |
Additional support for mid-career transitions |
The credits will be automatically disbursed into individual accounts, accessible via the official SkillsFuture portal.
Eligible Courses Under SkillsFuture 2026
A wide range of courses is eligible under the new SkillsFuture 2026 framework. From part-time diplomas and specialist certificates to short-term workshops, the catalogue covers both technical and soft skills development.
Key training areas include:
- Digital Skills: AI, data analytics, cybersecurity
- Healthcare & Wellness: Nursing support, medical technology
- Green Economy: Renewable energy, sustainable urban planning
- Business Transformation: Project management, agile methodologies
Courses must be accredited by SkillsFuture Singapore (SSG) and listed on the MySkillsFuture portal to qualify for the training subsidy and credit use.
Who Is Eligible for the 2026 Credit Top-Up?
To qualify for the Singapore SkillsFuture Credit Top-Up 2026, individuals must:
- Be a Singapore citizen
- Be aged 25 or above as of 1 January 2026
- Not have fully used up previous SkillsFuture credits (though this is not a disqualifier, it affects total available credit)
Mid-career workers (aged 40 and above) receive added support, aligning with the government’s focus on enhancing employability for older workers. Notably, permanent residents and foreigners are not eligible for this credit top-up.
How to Use Your SkillsFuture Credit in 2026
Using the 2026 credit is straightforward:
- Log in to the MySkillsFuture portal using SingPass.
- Browse and select eligible training programs.
- Apply the credit during course registration.
- Pay any remaining balance if course cost exceeds available credit.
Keep in mind that credit use is subject to course approval and availability. Many providers offer partial subsidies in addition to SkillsFuture, making upskilling even more affordable.
Conclusion
The Singapore SkillsFuture Credit Top-Up 2026 marks a significant step in equipping citizens with adaptable, in-demand skillsets. With a more generous credit offering and expanded training subsidy options, Singaporeans have a real chance to pivot, advance, or deepen their expertise. Whether you’re looking to break into a new field or sharpen your current skillset, the opportunities are both vast and accessible.
FAQ
What is the deadline to use the 2026 SkillsFuture credit top-up?
Credits from the 2026 top-up will expire on 31 December 2031. Any unused credits by this date will lapse.
Can I combine the 2026 credit with previous SkillsFuture credits?
Yes, the 2026 credit top-up can be stacked with unused credits from earlier disbursements.
Are private courses eligible under SkillsFuture 2026?
Only courses endorsed by SkillsFuture Singapore and listed on the MySkillsFuture portal are eligible, including some private training providers.
Is the 2026 top-up available to students?
Yes, if the student is a Singapore citizen and 25 years or older in 2026. The top-up is not limited by employment status.
What if I want to split the credit across multiple courses?
That is entirely allowed. You can use your SkillsFuture credit to pay for multiple approved courses until the credit runs out or expires.
Click here to learn more
