The Social Security System (SSS) and the Government Service Insurance System (GSIS) have confirmed the updated timelines for the release of pension benefits for retirees across the Philippines. With the economy and inflation trends prompting more Filipinos to closely monitor their monthly income sources, knowing the exact pension release dates is more crucial than ever. This guide provides a clear breakdown of the SSS GSIS Pension Schedule 2025, including the bank crediting timelines and monthly disbursement patterns retirees need to track.
Table of Contents
SSS Pension Payment Schedule 2025: Monthly Breakdown
SSS pensions are released in two batches based on the pensioner’s date of contingency (retirement date) or the last digit of their SS number. The schedule follows a monthly cycle, with each batch receiving their benefits within the first two weeks of each month.
SS Number Ending |
Crediting Date |
|---|---|
0-4 |
Every 1st to 5th |
5-9 |
Every 6th to 10th |
For June 2025, for example, those with SS numbers ending in 0–4 should expect their bank crediting from June 2 to June 5 (due to June 1 falling on a weekend), while those ending in 5–9 can expect deposits between June 6 and June 10.
GSIS Pension Schedule 2025: Release Dates and Method
GSIS follows a fixed schedule for the release of monthly pensions. All retirement benefits are credited on the 8th day of each month. However, if the 8th falls on a weekend or holiday, the release moves to the last working day before the 8th.
For June 2025, since the 8th falls on a Sunday, GSIS has scheduled the release for Friday, June 6, 2025. Pensions are credited directly to the bank accounts linked to UMID cards or eCards, typically with Landbank, DBP, or UnionBank.
How Bank Crediting Affects Pension Access
Bank crediting timelines vary slightly depending on the banking partner. While government-linked banks such as Landbank and DBP typically process credits on the same day of release, some private banks may take an extra day. It’s advisable for pensioners to check with their respective banks regarding posting times, especially during public holidays or weekends.
Using a UMID card as an ATM can offer real-time access to pension funds. For retirees relying on over-the-counter withdrawals, it’s best to allow a day or two for the fund transfer to reflect before making a transaction.
Retirement Benefits and Additional Support in 2025
Aside from the regular monthly pensions, both SSS and GSIS have confirmed the continuation of the mid-year and year-end bonuses. In 2025, the mid-year bonus will be released in July, while the Christmas bonus is scheduled for disbursement in early December. These additional retirement benefits serve as a crucial financial cushion for many pensioners.
Moreover, SSS has launched a digital notification system via My.SSS and text alerts for registered members, while GSIS continues to promote their GSIS Touch mobile app, making pension tracking and inquiries easier.
Staying Updated on the SSS GSIS Pension Schedule 2025
To avoid confusion and missed payments, retirees are encouraged to:
- Regularly check the official SSS and GSIS websites
- Register for digital updates and mobile alerts
- Coordinate with bank partners about crediting processes
- Mark their calendars with the estimated crediting days
These proactive steps ensure smoother access to monthly pensions, minimize delays, and keep retirees financially stable.
FAQs
When is the June 2025 GSIS pension release?
The GSIS pension for June 2025 is scheduled for Friday, June 6, as June 8 falls on a Sunday.
How do I know when my SSS pension is credited?
SSS pensions are credited based on the last digit of your SS number. Check the SSS website or your My.SSS portal for personalized schedules.
What should I do if I don’t receive my pension on the expected date?
Contact your bank first to verify the status. If unresolved, reach out to the SSS or GSIS help desk with your account details.
Can I change my bank for pension crediting?
Yes. Both SSS and GSIS allow changes in banking information, but you must file the request in person or via their online portals.
Are there any holidays that might affect July’s pension schedule?
Yes. If a regular crediting date falls on a national holiday, expect adjustments. Always monitor official advisories from the SSS and GSIS.
